The Danes Bjarke Damm and Lars Hansen are both 44 years old, and according to their account, they had “triplets,” so to speak, after two surrogate mothers gave birth to their three daughters almost at the same time.
The ɢᴀʏ couple was offered the role of surrogate mother by two of their acquaintances a month apart, and thus their family was eventually expanded to include three children at the same time. The first surrogate mother was Bjarke’s sister, 42-year-old Pia, and the second was a close friend of the couple, 40-year-old Danielle McDavis.
Pia’s brother-in-law, Lars, was pregnant with his child, and two weeks later, the good news arrived that Danielle was also pregnant, and later it turned out that she was expecting twins. After Pia gave birth to Anna on January 29, 2018, the twins Lily and Nora were born 14 days later.
However, since commercial sheep mothering is not legal in Denmark, the birth mother must wait two and a half years before she can offer the child for adoption, regardless of whether the child is hers in a biological sense or not.
Therefore, the couple had to wait three years until they were finally able to officially adopt their children on December 2, 2020, and they are the first ɢᴀʏ couple in Denmark to do so.
Bjarke, who works as a psychotherapist, said, “This is the best Christmas present ever. It’s great that we can be a family, and it means a lot to us that he is legally recognized as the father of all three of our beautiful daughters. There were many obstacles in front of us, but we progressed step by step. With love, respect, and a lot of uncertainty, we finally managed to get to this point. I think we are the first ɢᴀʏ couple in Denmark to become the legal parents of their biological children. The children are all wonderful. All three sleep in the same room, but we still don’t sleep much.”
Bjarke and Lars got married in May 2007 and had dreamed of having children for a long time, but they had no idea that they could realize their dream under Danish law. Egg donation is only possible in the country under certain, medically defined circumstances. They tried to adopt, but were told many agencies wouldn’t accept gay parents.
“We were longing for family life more and more. I felt great sadness when I thought it would never happen again. It felt like I had lost a part of myself,” said Bjarke.
Bjrake’s sister, Pia, surprised them with the proposal in October 2015, and two months later, without knowing about Pia’s proposal, Dannielle also offered to take up surrogacy.
“It was an incredibly generous and kind offer after so much heartache. We were very afraid to return to this idea, but they re-energized us,” says Bjarke.
The two women had to travel to the United States for artificial insemination. Pia announced her pregnancy on FaceTime in June 2017. Two weeks later, after the third attempt, Danielle also announced her pregnancy, and two months later, they also learned that she was expecting twins.
After the three girls were born in 2018, the couple took them home right away, but they had to wait years before they could officially adopt them.
“We laugh a lot and love watching the kids learn new things. I am so grateful to be able to experience parenthood. Without Danielle and Pia, we wouldn’t have the family we wanted. Both of them had to undergo three months of hormone ᴛʀᴇᴀᴛᴍᴇɴᴛs before the ɪᴍᴘʟᴀɴᴛs. Danielle went through this several times, then carried the twins. We are extremely lucky to have these wonderful women in our lives, and we will never know how much we can thank them for this,” Lars said of the family’s life.
Lars and Bjarke’s family spent around £50,000 on starting a family, including the money given to the egg donor, travel to Connecticut and accommodation there, all without receiving financial support for this purpose as ɢᴀʏ men.
“We all have the same desire for family as women do,” said Bjarke.
“It took us three years to legally become parents to our children. I struggled for six months until I managed to get six months of parental leave. The problem is that there aren’t many studies of families like ours. We love our children, hug them, listen to them, and always answer them for everything. We give them everything they need,” Lars added.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.