You won’t be able to take your eyes off this incredible birth story.

We think every birth story is terrific. Over the years, we’ve written about some pretty exceptional ones, like a mom giving birth inside a car, a mom taking her own photos while giving birth, a 12-year-old who helped deliver her baby brother, and a mother unexpectedly giving birth in their home. All these show that no amount of birth planning can sometimes prepare you for the time your baby wants to come out.

It’s what Jes Hogan, 31, experienced when she delivered her sixth baby (and first boy!) in the hallway of a Kansas hospital in the United States in July 2017. What makes this birth story unique is that every moment of the child’s birth was caught on camera, thanks to the couple’s birth photographer, Tammy Karin, who recently shared the breathtaking photos on her Facebook page and her website, Little Leaping Photography.

Jes gave the full details of her birth story on Tammy’s website, saying that the nine months of this pregnancy went a little smoother compared to her five previous ones. She and her husband, Travis, never imagined their child’s birth would happen the way it did.

Her contractions started on Tuesday, July 18, and strengthened until the early morning of the 19th, which prompted the couple to head to the hospital and prepare for the delivery. By then, Jes’s cervix had dilated from 3 cm to 4 cm. But after “four hours of laboring in the tub, bouncing on the ball, and walking the halls,” nothing happened. The couple wanted an intervention-free birth, so they chose to leave the hospital when the contractions began to space out.

Jes spent three more days walking, going to the pool with her girls, and completing small projects around the house. She wasn’t in a rush to go back to the hospital – it was her sixth pregnancy, after all, and she was confident that she would know when the time was right.

Then, on Sunday at around 2 a.m., Jes woke up to a “strange, long contraction.” She woke her husband and said, “I think this is it.”

As she rose from the bed, Jes’s water broke. Jes was thinking they wouldn’t be able to make it to the hospital, putting her in panic mode. Her husband (God bless him), however, still managed to wake his mother up to look after the couple’s five girls. In a few minutes, the couple was dressed and out the door.

She might have been in a panic, but Jes still had the presence of mind to call the hospital to inform them she was on her way. She also texted Tammy, who replied that she would be at the hospital shortly.

When they drove up to the hospital, Jes began screaming that the baby was coming. Travis ran toward the emergency room to get help as Jes worried she was going to give birth in the driveway. Thankfully, Tammy spotted her and helped Travis take Jes inside the hospital.

What unfolded was a scene straight out of the movies. Jes wrote, “Tammy yelled to the [hospital staff] that I was going to have the baby right there on the floor. I then started to take my pants off because I could feel my body pushing the baby’s head out. I reached down and could feel his head crowning with my hand. I looked at my husband and said, ‘Travis, catch him!'”

At this point, Tammy’s photographer instinct kicked in, and she started snapping away. She was able to capture stunning photographs of the nurses rushing down the hall, Hogan’s husband supporting the baby’s head, and an ER nurse helping with the delivery.

“It’s worth mentioning that fate must have a hand in this. The nurse that first reached us and helped guide the baby the rest of the way out was an OB nurse at another hospital,” Jes shares. “She worked part-time at our local ER, and I couldn’t be more glad that she was there that morning!”

Jes gave birth to a baby boy, whom they named Maxwell. After he came out into the world, Jes and Maxwell were transferred to the labor and delivery room, and the mother of six says they were able to receive excellent care from the staff.

Jes couldn’t thank Tammy enough for taking unbelievable shots of her child’s birth, but for Tammy, it was all part of her job description.

“This was an exciting and absolutely beautiful birth to capture,” Tammy says in an interview with Babble. “The thing I love most about birth photography is that I get to capture dads when they are most in love. This birth was a perfect example of that!”

“Travis is my hero,” Jes says. “I was completely in love with my husband, who didn’t miss a beat and kept his word that we would make it to the hospital. He kept me calm, he kept us safe, he always takes excellent care of us, and he is the most beautiful father and husband.”

Jes says that she made her story public in the hopes that it will encourage other moms to document their birth stories instead of fearing the experience.

“I know my story is nothing special,” she tells Babble. “Women do this every day and don’t get any fanfare. I hope that it will inspire people to view birth as an empowering moment instead of something to be feared. I also hope that it will maybe encourage them to photo-document their birth because these are the moments that make you into the person you are as a mother. I will cherish these images for the rest of my life.”

On Tammy’s website, Jes admits that it was her craziest birth by far, but it was also the most perfect. “It was not at all what I had planned, but it ended without any intervention, with a healthy baby, and amazing support people by our sides,” she says.

Introduction

Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.

Assessing Property Value

The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.

Researching Lenders

Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.

Document Preparation

To apply for a loan against property, you need to gather the necessary documents. The typical documents include:

• Property ownership documents
• Identity proof
• Address proof
• Income proof
• Bank statements
• Tax returns

Ensure that you have all the required documents ready and organize them for easy access during the application process.

Loan Application

Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.

Property Valuation

After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.

Loan Approval and Disbursement

Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.

Repayment Terms

Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.

Conclusion

Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.

FAQs

1. Can I obtain a loan against any type of property?

Yes, you can obtain a loan against residential, commercial, or industrial properties.

2. What happens if I default on the loan repayment?

Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.

3. Is the interest rate fixed or variable for a loan against property?

The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.

4. Can I prepay the loan before the tenure ends?

Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.

5. How long does the loan approval process take?

The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.

In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.