A couple’s yearning to embrace parenthood was answered in a way they had never seen coming. After a period of sheer uncertainty and struggle, their heartfelt prayers were answered when the doctor gave them astonishing yet heartwarming news.
The same was true for a couple from Versailles, Kentucky, who wanted to revel in parental joy more than anything. Brianna and Jordan went through an emotional rollercoaster for more than two years, and despite their best efforts, they faced difficulty conceiving.
Although the duo tried to stay positive, their hopes wavered when their pregnancy tests came out negative every time. Determined not to give up, the Driskells sought medical help and began fertility treatment. Finally, after their fifth session, Brianna was over the moon when she saw two pink lines.
While Brianna and Jordan were thrilled to welcome a baby, they were oblivious to what the universe had in store for them. When they went for their eighth-week ultrasound, the couple received the biggest surprise of their lives—they were expecting not one but five babies.
Unable to process the news, Jordan said he lost consciousness, while Brianna couldn’t stop staring at the screen that showed five sacs.
After going through fertility struggles for years and being given only a 4-8% chance of having triplets, the Versailles woman couldn’t fathom how things had come to pass. When the initial shock wore off, the Driskells began preparing to transition to a family of seven.
According to Brianna, the doctor strongly recommended that she opt for selective reduction because the chances of her delivering five healthy babies without complications were very slim.
But the Driskells knew what they had signed up for and refused to reduce the embryos or terminate their pregnancy. It wasn’t an option they were prepared to consider under any circumstances.
At only 28 weeks, Brianna delivered her quintuplets via C-section on May 2, 2017, in a Kentucky hospital. Jordan, 26, and Brianna, 29, welcomed three daughters and two sons—Zoey Hart, Dakota Faith, Hollyn Grace, Asher Blaze, and Gavin Lane. Baby Zoey weighed the smallest, while Baby Hollyn was the largest.
Because of their surprisingly early arrival, all five infants had to spend almost 2.5 months in the NICU before receiving the green signal to go home.
According to Brianna, the pregnancy took a toll on her, and she almost lost her life. Consequently, she stayed on life support for two days.
Her condition was so critical that many thought she wouldn’t make it. However, she survived the odds and recovered to hug and hold her little angels. Recalling the first time she saw her quintuplets, Brianna expressed:
“When I finally saw them, I was crying so hard I couldn’t breathe. I still can’t believe I am finally a mom. It’s unreal.”
In a throwback Instagram post shared on June 12, 2021, the doting mom posed with her five miracles. She captioned the post, “I’ve got the whole world in my hands.”
For years, Brianna had wanted to celebrate the holiday season with her babies and send adorable cards to her family and friends. Her heartfelt wish took a long time to come to fruition, but the wait was worth it. The ecstatic mom recounted:
“I’ve been wanting a family for so long that I’m beyond excited to be able to send Christmas cards this year with my own babies.”
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.