A Mom Against 10-Million-to-One Odds Welcomes Identical Twin Girls

Against incredible odds of 10 million to one, a mother from Colorado has joyfully welcomed another set of rare identical twin girls. Casey Saunders, 27, initially thought the doctor was joking when she learned that, as a mother of twin boys, she was expecting yet another set of twins, an occurrence with odds of only one in 70,000.

Casey Saunders, a 27-year-old mother residing in Colorado, was utterly astonished when an ultrasound revealed that she was pregnant with another set of identical twins. Life, it seems, is full of unexpected surprises. Those familiar with Casey Saunders are aware of the abundance of twins in her life. She has twin calves on her ranch, as well as twin children within her home. Her 9-year-old boys are identical twins, a rarity that arises in approximately one out of every 250 births. However, Casey’s family includes yet another set of twins. Her 4-month-old girls are known as Monoamniotic Monochorionic or MoMo twins, an exceptionally rare occurrence, accounting for less than 1 percent of twin pregnancies. MoMo twins share both a placenta and an amniotic sac, making the pregnancy high-risk. These twin fetuses are connected to the placenta through their umbilical cords and rest within the same sac, putting them at risk of cord entanglement or compression.

After spending the final two months of her pregnancy in the hospital, where doctors carefully monitored the twins, Casey and her partner, Eugene Goree, joyfully welcomed their baby girls, Maya and Laia, on December 1. Now, four months later, Casey has shared her remarkable story. Casey, who works as an optometric technician, had her boys, Hayden and Cameron, when she was only 17 years old. Nine years later, she discovered that she and Eugene were expecting again. When she went for her first ultrasound, she excitedly brought her boys along. Reflecting on the experience, she recalls, “On the way to the ultrasound, they were arguing over who would get to hold ‘the baby’ first. I thought the sonographer was teasing me because she knew I had my twin boys with me. The technician looked at the monitor and said, ‘You should buy a Powerball ticket when you’re done here.’ I was shocked. I called Eugene and said, ‘You won’t believe this.’ He was surprised but thrilled right from the start.”

Due to the high-risk nature of her pregnancy, Casey was hospitalized during the final two months to ensure close monitoring of the babies for any potential complications. Recounting her experience, she shares, “Each ultrasound was nerve-wracking as we didn’t know if cord entanglement had occurred. But week after week, they were still there, growing.” During her hospital stay, she passed the time knitting and recording her thoughts in a journal intended for her baby girls. She connected with her sons through FaceTime, as they could only visit on weekends. Casey spent 60 days in the hospital, and the girls were delivered at 32 weeks, going home four weeks later. The boys have been incredibly gentle with their sisters and eagerly lend a helping hand, except when it comes to diaper duty. Casey and Eugene are overjoyed to have everyone back home together. While raising two babies simultaneously poses its challenges, Casey is no stranger to the task. She shares, “With time, you establish a routine, and it all comes back to you once you’ve done it before.”

Now, the four-month-old girls have settled into their home with the loving assistance of their older brothers. Casey happily reports, “They are doing exceptionally well, surpassing all expectations. The boys absolutely adore them. Although they still won’t change diapers, they love to hold and feed them. It warms my heart to see this.” While raising two babies simultaneously presents its share of challenges, it is a familiar journey for Casey. She confidently states, “After a while, you fall into a routine, and it all comes back to you once you’ve experienced it before.”


Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.

Assessing Property Value

The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.

Researching Lenders

Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.

Document Preparation

To apply for a loan against property, you need to gather the necessary documents. The typical documents include:

  • Property ownership documents
  • Identity proof
  • Address proof
  • Income proof
  • Bank statements
  • Tax returns

Ensure that you have all the required documents ready and organize them for easy access during the application process.

Loan Application

Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.

Property Valuation

After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.

Loan Approval and Disbursement

Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.

Repayment Terms

Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.


Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.


1. Can I obtain a loan against any type of property?

Yes, you can obtain a loan against residential, commercial, or industrial properties.

2. What happens if I default on the loan repayment?

Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.

3. Is the interest rate fixed or variable for a loan against property?

The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.

4. Can I prepay the loan before the tenure ends?

Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.

5. How long does the loan approval process take?

The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.

In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.

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