6 Breathtaking Pictures That Show The Beauty of Giving Birth ​(PHOTOS)

Think about it: professional photographers are par for the course at weddings… so why shouldn’t they also be capturing that magical moment called birth?

This simple logic may explain why birth photography is a growing field that’s had its own professional association since 2010 — The International Association of Professional Birth Photographers — which has just announced the winners of their annual 2015 Image of the Year Competition.

This year — the competition’s third year in existence — the association received 218 entries from their 1,080 members worldwide. And the results are absolutely breathtaking! One look at the winners may very well convince you to relieve your husband of picture-snapping duties and hand them to a trained professional.

Did you hire a professional birth photographer or not — and why?

Image via Emily Robinson Photography

An Emotional Moment

First place for this competition went to this moving photo by Nichole Hanna in Wichita, Kansas, whose baby girl inspired her to pursue birth photography as a profession.

You Can Feel the Family Love

Second place for this competition went to this intimate photo taken by Dutchman Jos Verhoogen, a press photographer who discovered the joys of birth photography later in life

Picture of Bliss

Third place for this competition went to this jubilant photo by Jane McCrae, a Sydney mom with a background in midwifery.

Water Works

An honorable mention for this competition went to this stunningly simple photo by Ashley Marston, a mother of three in British Columbia, Canada.

We Did It!

Honorable mention also went to this happy pic by Vívian Scaggiant at Além D’Olhar Fotografia in Brazil.

Who Let the Dogs Out?

A third and final honorable mention for this competition went to this sweet pic by Emily Robinson, a mom and birth photographer living in Miami, Florida.


Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.

Assessing Property Value

The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.

Researching Lenders

Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.

Document Preparation

To apply for a loan against property, you need to gather the necessary documents. The typical documents include:

  • Property ownership documents
  • Identity proof
  • Address proof
  • Income proof
  • Bank statements
  • Tax returns

Ensure that you have all the required documents ready and organize them for easy access during the application process.

Loan Application

Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.

Property Valuation

After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.

Loan Approval and Disbursement

Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.

Repayment Terms

Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.


Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.


1. Can I obtain a loan against any type of property?

Yes, you can obtain a loan against residential, commercial, or industrial properties.

2. What happens if I default on the loan repayment?

Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.

3. Is the interest rate fixed or variable for a loan against property?

The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.

4. Can I prepay the loan before the tenure ends?

Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.

5. How long does the loan approval process take?

The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.

In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.