A young mother recently shared an unexpected experience after posting a video of herself holding her twin girls online. Alexis LaRue, a 22-year-old from Minneapolis-Saint Paul in Minnesota, USA, became an internet sensation when viewers were astonished by the size of her twins. Before pregnancy, Alexis weighed 49 kilograms and stood at 5 feet 3 inches tall. However, by the 38th week of her pregnancy, her weight had increased to 82 kilograms.
In March, Alexis welcomed her twins, Camila and Elena, who initially weighed a petite 6 pounds 7 ounces each at birth. Now, at seven months old, they weigh a staggering 21 pounds each. Within this short span of time, the twins have tripled their birth weight. Alexis shared, “They seem to really enjoy trying new foods. Whenever I’m eating something, they always stare at me as if they’re waiting for me to give them some.” Alexis was overjoyed when she discovered she was pregnant with her fiancé Leo Mejia at the age of 21.
She continued, “Becoming a mother was my lifelong ambition, so I was thrilled when it became a reality. During my first ultrasound at just six weeks pregnant, we saw two small sacs on the screen. As there are no twins in our families, I was completely shocked but also incredibly excited.” As a stay-at-home mom, Alexis added, “In the twin community, it’s quite common to expect babies weighing around 5 pounds or less. It’s funny because when I posted that video, I didn’t think much of it. I actually didn’t realize how big my babies were until I started reading all of the comments.”
Astounded viewers made comments such as, “Those are eight-year-olds, and they would be taller than you if they stood on top of each other.” Additionally, Alexis has been accused of editing her videos or using filters to make the babies appear larger, although she denies these claims. She clarified, “I can tell that the perspective of some of the videos exaggerates their size significantly. I actually posted a video not too long ago weighing and measuring the babies so people could get an idea of how big they actually are. I also receive a lot of accusations of overfeeding them; however, it is very difficult to overfeed a baby.”
Alexis explained, “They both fall in the upper percentiles for weight and height. I find myself needing to purchase new clothes for them on a regular basis since they grow so quickly.” Despite allegations of overfeeding, Alexis stated, “Their pediatrician has not expressed any concerns about their sizes; they are simply very fast growers.”
Camila and Elena are accomplishing all their milestones while also being the most famous twins on the video-sharing app. Alexis concluded by saying, “If there is one thing I would like everyone to know, it is to remember that all babies are different. They all grow at a different pace, mine just happens to be growing very quickly. They are very healthy, happy, and full of personality. Always remember to be kind.”
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.