After years of attempting to conceive, a couple experienced a remarkable surprise when they joyfully welcomed their long-awaited baby girl.
Two years later, their hopes of expanding their family were answered in an unforeseen manner, leaving them utterly speechless.
Natalie Maree and her husband, Kahn, from Roebourne, Western Australia, exchanged vows in 2013 and immediately began their quest to have a baby. After two years had elapsed with no success, they sought medical advice. To their astonishment, they received the distressing news that Natalie had an ovulation condition known as unexplained infertility. However, undeterred by the unexpected diagnosis, the couple remained determined to keep trying, refusing to let their spirits be dampened.
Finally, in May 2018, their prayers were answered as they were blessed with their firstborn, an adorable baby girl named Kiara, affectionately called “Kiki” by her elated parents. Natalie and Kahn were overjoyed to embrace parenthood and referred to their daughter as their “little miracle.”
While the Roebourne parents were ecstatic about their little princess, they knew they desired to expand their family further. Shortly thereafter, they began attempting to conceive another baby. Last year, with the assistance of hormone injections to stimulate ovulation, Natalie successfully became pregnant again. However, the complete surprise was yet to be unveiled.
Once the initial shock subsided and excitement took hold, Natalie and Kahn eagerly anticipated the arrival of their bundles of joy. During Natalie’s seventh-week prenatal check-up, the doctor revealed that she had a good chance of carrying more than one baby in her womb this time. During the ultrasound examination, Natalie caught sight of the faint shadows of two embryos on the screen, prompting her to exclaim, “Twins!” However, the doctor promptly corrected her, indicating with a shake of his head that it should be “triplets.” But then he raised four fingers silently, indicating that it should be “quadruplets.”
On July 21, 2020, at 34 weeks of pregnancy, Natalie gave birth to her quadruplets via C-section and embraced motherhood wholeheartedly. The Australian couple became parents to a boy and three girls—Maioha Kahn, weighing 2.3 kg, Frankie Gene, weighing 1.92 kg, Marley Rose, weighing 2.2 kg, and Madison Grace, weighing 2.1 kg.
As expected, Kiki was thrilled to have not just one but four siblings to adore and play with. The proud mother shared that her infants were perfectly healthy but required some assistance with breathing, so they spent four weeks under careful observation before they could finally go home.
Despite their hands being full, Natalie was grateful for being blessed with four additional miracles. She expressed, “We’re exhausted but blissfully happy.”
Since becoming a mother of five, Natalie has been documenting her journey on her Instagram account, “Kiki and the Quads.” From glimpses into her family’s daily routine to the physical and emotional changes she has undergone, she often shares candid accounts from her personal life.
In a few posts, the Australian mother revealed what it was like to care for four newborns and a toddler and how challenging it could be to give all her children the attention and love they needed.
Additionally, she shared the daily struggles of taking care of four babies simultaneously. She pointed out that it takes an average of one and a half hours to breastfeed them all. After the babies fall asleep, she and her husband have to begin planning the next breastfeeding session. “Everyone knows that taking care of a 2-year-old daughter and living with four newborns is undoubtedly hard, and the feeling of exhaustion is even more intense,” she said.
However, she is grateful for the help from relatives and friends. “We have a huge network of family and friends who assist us every day. Without them, we would be 100% overwhelmed,” she added.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.