There are various ways a father can express his love for his child, and one heartwarming example is captured in these photos. Casey Fields and his 1-year-old daughter, Lyla, had a professional photoshoot with Texas photographer Jenn Floyd, where they both donned matching pink tutus. Additionally, Lyla wore a lovely flower crown, while Casey added his own touch with a snapback hat. These endearing portraits showcase the special bond between father and daughter and the lengths a loving parent will go to bring joy to their child’s life.
Fields nurtured his daughter’s nails, drew in a Minnie Mouse coloring book, and gave her loving cuddles as the camera clicked away. He said, “I’ve never worn a tutu or done anything like that before. I was definitely willing to do it for Lyla, though.” But Floyd said it didn’t take long for Casey to embrace his new outfit. Fields added, “It’s kind of a manly man but it’s for my daughter. When she gets older, it can be something we can laugh at and I can use it as blackmail to embarrass her or something.”
Fields said the shoot was a pro-bono project offered by Floyd, who wanted to photograph family members to build her portfolio. The adorable photos were shared on Facebook by the photographer, Jenn Floyd, and the post has now had 20,000 likes and a huge 53,000 shares. Fields said, “It blew up within two days. I’ll do anything for my daughter. It’s crazy how fast she has grown. She’s just a funny child, and I love her to death.”
According to photographer Jenn, Casey was a tad nervous about being in a tutu when the photo shoot started. Fortunately, he quickly got over it. “Casey was nervous at first because of the tutu, but he quickly loosened up and fell into his role as an involved father, which comes very naturally to him.”
Now the pictures, taken by photographer Jenn Floyd, are going viral and warming hearts across the country. And Casey hopes it will show fellow dads that “it’s okay for a manly man to put on a tutu and play with his daughter.” According to the photographer, everyone feels “fortunate” because of all the positive responses they received. “It was just a charming concept that we hoped would bring a smile to our friends’ faces; we had no clue it would send a ripple to the entire country!”
Fields said she believes people had such a strong response to the photos because they “love seeing moments between a dad and their daughter.” He added, “It’s for them, live in the moment and cherish it and make memories. It’s okay for a manly man to put on a tutu and play and interact with his daughter, it doesn’t make you less of a man. And if anybody thinks that about me, I really don’t care. I did it for Lyla.”
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.