Women and babies are the stars of childbirth, but dads play an important role, too. A supportive partner can significantly impact the ʟᴀʙᴏʀ and delivery process by giving the pregnant woman’s tired back a massage or by reassuring her of her strength when she is feeling most ᴠᴜʟɴᴇʀᴀʙʟᴇ. The photos capture the important emotional and physical support dad-to-be provide their partners, as well as the utter magic of fathers meeting their babies for the first time.
Jaydene Freund, birth photographer at Cradled Creations, said from her experience, this birth “topped the emotions scale”. The dad was able to hold his son, Theodore, as he was delivered. Freund said: “It was a very intense ʟᴀʙᴏʀ and ᴛʀᴀɴsɪᴛɪᴏɴ for mom, so when dad finally had the baby in his arms, there was an eruption of relief for everyone in the room.” Freund explained that the family had planned to have the dad “catch” the baby.
When the baby’s head started to ᴇᴍᴇʀɢᴇ, the mother shouted, “Go catch the baby”, so the dad ran over just as he was coming out. Freund said: “Moments later the baby’s body sʟɪᴅ ᴏᴜᴛ and he was holding his son in the air with both hands. He was overcome with emotion.”
Freund continued: “As a birth photographer, I see a variety of emotions in a birth room. Sometimes there is ʙᴏʀᴇᴅᴏᴍ, ᴅɪsᴀᴘᴘᴏɪɴᴛᴍᴇɴᴛ, ꜰʀᴜsᴛʀᴀᴛɪᴏɴ, ᴄᴏɴꜰᴜsɪᴏɴ, and sometimes there is bonding, love and joy. This birth topped the emotions scale. It was incredible to photograph such pure elation. Capturing the rawness of birth is the highlight of my job.”
Men, please understand how powerful your empathy can be. To all of the mothers who have ᴛʀᴀᴜᴍᴀᴛɪᴄ pregnancies and still find a way to smile… Thank you for sᴀᴄʀɪꜰɪᴄɪɴɢ yourself and bringing your precious child into the world. That is no easy feat. Sharing the beauty and ᴛʀᴀᴜᴍᴀ of pregnancy and birth will help millions of women around the world feel empowered, educated and not alone.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.