A baby named Sayby managed to survive despite the gloomiest forecasts of doctors. She is the smallest female baby in the world.
Medium sized apple. Juice box. Baby Seibi. All of them have one thing in common – weight. The girl was born when her mother was 23 weeks pregnant. To be exact, 23 weeks and 3 days.
Sayby’s mother did not particularly complain about her well-being. Well, yes, she was not well, but she was sure: this is normal, ᴍᴀʟᴀɪsᴇ is an eternal companion of pregnancy. But during the next examination, the doctors simply did not let her go home.
“I was told that I have ᴘʀᴇᴇᴄʟᴀᴍᴘsɪᴀ (a ᴅᴀɴɢᴇʀᴏᴜs ᴄᴏɴᴅɪᴛɪᴏɴ during pregnancy, accompanied by a sᴇᴠᴇʀᴇ ʜᴇᴀᴅᴀᴄʜᴇ and ʜɪɢʜ ʙʟᴏᴏᴅ ᴘʀᴇssᴜʀᴇ, that ᴛʜʀᴇᴀᴛᴇɴs ᴍɪsᴄᴀʀʀɪᴀɢᴇ and the ᴅᴇᴀᴛʜ of the mother and ꜰᴇᴛᴜs, approx. ed.). The doctors insisted on a ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ, but I could not agree. After all, my baby was still very small, and I kept repeating that she would not survive,” said Seibi’s mother.
But there was no other choice. I had to have a ᴄᴀᴇsᴀʀᴇᴀɴ.
When the doctors took out the child, they themselves were amazed at how small she was. They have never seen such tiny babies. They tried to weigh the girl so that everything was as it should be. But nothing happened. As it turned out, hospital scales simply do not fix weights less than 300 grams. And Saybie weighed 245.
“The heartbeat was very strong. And, fortunately, we were able to insert a ʙʀᴇᴀᴛʜɪɴɢ ᴛᴜʙᴇ,” says Dr. Paul Wozniak, the neonatologist who saved Sayby’s life.
The girl was immediately taken to the ɪɴᴛᴇɴsɪᴠᴇ ᴄᴀʀᴇ ᴜɴɪᴛ. The parents were told that the doctors were doing everything possible, but there was no hope. Sayby’s father and mother were given only an hour to look at their baby. Then she had to ᴅɪᴇ.
But the hour dragged on for two, then for the whole day, one more, weeks, then months – Seiby desperately fought for life. As well as the doctors who did everything to save the girl.
“The first week of Saybie’s life was very bad. We were very lucky that there was no ʙʟᴇᴇᴅɪɴɢ ᴏʀ ɪɴꜰᴇᴄᴛɪᴏɴ ᴏꜰ ᴛʜᴇ ʙʀᴀɪɴ, in such a situation, we did not rule out this, “explains Dr. Wozniak.
The baby remained in the ɪɴᴛᴇɴsɪᴠᴇ ᴄᴀʀᴇ ᴜɴɪᴛ for five months. But recently, she was discharged.
“I still consider it a miracle. When I was studying, babies born before 28 weeks didn’t survive. They didn’t even try to save them. But times have changed, and technology is evolving. Saybie is an incredible combination of medical skill and luck. Not every child of this weight is able to survive. Let’s hope that it will continue without ᴄᴏᴍᴘʟɪᴄᴀᴛɪᴏɴs, “the doctor added.
Meanwhile, the registry of the smallest newborns, the Tiniest Babies Registry, has updated statistics. It turned out that Seibi is the smallest female baby who managed to survive after a premature birth. Before her, the girl who was born weighing 252 grams had a palm – a little more, but for a baby, even these grams are of tremendous importance.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.