Now she is already 72, and the quadruplets will soon be seven years old.
Annegret Raunek devoted her whole life to children. And not only her own but also someone else’s – she worked as a teacher of English and Russian. True, she worked in her free time from maternity leave.
Annegret gave birth 14 times, to five different husbands and an anonymous sᴘᴇʀᴍ ᴅᴏɴᴏʀ. In total, she has 17 children. But her last childbirth attracted everyone’s attention – the woman decided to give birth again when she was 65 years old.
Even for enlightened Europe – Annegret lived in Berlin – such an undertaking was already too much. Not only is the age not young, but also a single mother! But Annegret was not afraid of anything. As she explained, she wanted to give birth to a younger brother or sister for her youngest daughter. The girl, by the way, was born when the woman was already 55 years old.
If at 55 everything went without ᴇxᴛᴇʀɴᴀʟ ɪɴᴛᴇʀᴠᴇɴᴛɪᴏɴ, then this time ᴀʀᴛɪꜰɪᴄɪᴀʟ ɪɴsᴇᴍɪɴᴀᴛɪᴏɴ was needed. In Germany, they refused to do it because the ᴘʀᴏᴄᴇᴅᴜʀᴇ was too ʀɪsᴋʏ for both the mother and potential babies. Annegret went to another country, where she underwent the ᴘʀᴏᴄᴇᴅᴜʀᴇ; I.V.F was cheaper there.
Throughout her pregnancy, Annegret Raunek had to explain why she took such a step and make excuses: journalists and the public accused her of selfishness. After all, if you give birth quadruplets at that age, there is a great ʀɪsᴋ of not surviving even until the children finish school.
“You never know what and when can happen to you. Misfortune can happen to a mother at the age of 20. It is always a personal matter for everyone when to get pregnant, “the woman answered calmly.
And to questions about how she was going to cope with the kids alone (Anegret’s last marriage ended in 2008), the German woman said that she had a lot of experience raising children.
The quadruplets were born at 26 weeks by ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ and weighed between 655 and 980 grams. The kids spent several weeks in the hospital, and then they were discharged home with their mother.
A few years later, journalists again visited the mother of many children. What they saw was not a surprise for them, but there was nothing to rejoice about: the 72-year-old woman was clearly unable to cope with the whimsical kids.
As the RTL edition wrote, children do not go to the playground, they do not play with their peers: it is too tiring for the mother. In addition, the kids have health problems: one of the girls needs an ophthalmologist, and one of the boys suffered a ʙʀᴀɪɴ ʜᴇᴍᴏʀʀʜᴀɢᴇ and needs ʀᴇʜᴀʙɪʟɪᴛᴀᴛɪᴏɴ so that he can at least walk on his own. But the family does not go to the doctor: you cannot take everyone with you at once, and Annegret does not have a nanny.
However, the woman does not feel any ɢᴜɪʟᴛ. She assures that she copes on her own, and the children support her. She is young and full of strength. But the older children practically do not help her, with the exception of a 17-year-old girl, for whom Annegret gave birth to the younger ones.
The elders live separately, some of them, according to journalists, are offended by their mother. And Annegret does not even see her grandchildren, she knows only one of them, and even then from the photo. It sounds sad, but unfortunately, it is true.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.