Doctors ꜰᴏʀʙᴀᴅᴇ her to give birth, but she did not obey, and now she has four cool kids!
Morales Osuna, 30, of San Diego, gave birth by ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ to three girls and one boy after three years of ꜰᴇʀᴛɪʟɪᴛʏ ᴛʀᴇᴀᴛᴍᴇɴᴛ. She and her husband, 29-year-old Isaac, ignored the advice of doctors to ʀᴇᴅᴜᴄᴇ (that is, ʀᴇᴍᴏᴠᴇ) two of the quadruplets, and now they have four completely healthy children!
The pregnancy proceeded without stress, and she managed to carry the babies up to 34 weeks. Now that the couple has Marissa, Marcelo, Ivanna, and Isabelle, the parents are in seventh heaven.
They started trying to have a baby in 2015, but the woman had several problems ᴄᴏɴᴄᴇɪᴠɪɴɢ: ᴏᴠᴀʀɪᴀɴ ᴄʏsᴛs, a ʙʟᴏᴄᴋᴇᴅ ꜰᴀʟʟᴏᴘɪᴀɴ ᴛᴜʙᴇ, and ᴇɴᴅᴏᴍᴇᴛʀɪᴏsɪs. After two ᴄʏᴄʟᴇs of ᴀʀᴛɪꜰɪᴄɪᴀʟ ɪɴsᴇᴍɪɴᴀᴛɪᴏɴ, where sᴘᴇʀᴍ is injected directly into the ᴜᴛᴇʀᴜs, Morales became pregnant.
It turns out that the family has always dreamed of having four children but hardly imagined that they could all be born at the same time. Doctors immediately spoke about the ʀɪsᴋs of multiple pregnancy and at the seventh week, they suggested ʀᴇᴅᴜᴄɪɴɢ two ᴇᴍʙʀʏᴏs. However, for future parents, such a choice turned out to be impossible – after all, these are children, how can you kill them?
Fortunately, no ᴄᴏᴍᴘʟɪᴄᴀᴛɪᴏɴs arose throughout the pregnancy, and my mother did not even sᴜꜰꜰᴇʀ from ᴛᴏxɪᴄᴏsɪs. However, this does not mean that everything was easy. The longer the term was, the more difficult it became for her to breathe, and her stomach was simply incredibly huge.
The doctors scheduled a ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ and performed the ᴏᴘᴇʀᴀᴛɪᴏɴ. Everything went well: the babies were born large, each weighing about 2 kg – for a multiple pregnancy, this is very decent. On the ninth day, they were discharged.
Parents were very nervous at first. I had to resort to the help of nannies, who helped them build the right daily routine. They now describe their lives as a state of war, as quadruplets have to be fed and swaddled at the same time.
Every day, there are a minimum of 32 diapers plus tons of other laundry. However, the parents are happy and even take the time to blog online to inspire other prospective parents.
Their goal is not only to show the main milestones in the development of quadruplets but also to convince everyone not to give up on their dream of having children. “Our story is a story of hope. We finally have a real complete family,” says Osuna.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.