Pregnancy brings a whole host of changes to your body, and while those changes are beautiful, they can also sometimes be hard to accept. Learning to love your pre- and postpartum body isn’t always easy, but one mama is sharing pictures of her maternity photoshoot in an effort to encourage moms everywhere.
Mom Christina Abiola shared the images from her shoot on Instagram. The photos show Abiola, who kept putting off the shoot at 38 weeks pregnant, posing with her husband.
“Insecurity is a dangerous thing. I believe it restrains us from fulfilling our full potential. When it came down to shooting my maternity photos, I was truly afraid. So afraid I delayed it to 38 weeks pregnant!” she wrote in the caption of the post. “I’ve been struggling with embracing my marks because I felt like I was the only one who’s experienced such an extreme amount. My entire belly was covered, and I felt like I was doing something wrong. [Now] I like to call my marks beauty marks! Because my marks represent the beautiful life I brought to the world! I honestly would do it all over again for her.”
Initially, Abiola wanted her stretch marks edited out of the pictures. But when she finally did the shoot, her photographer told her that editing the stretch marks out of the photos would be impossible. So what did Abiola do? She let go of her self-consciousness and shared the photos shortly after giving birth to her daughter on October 24.
“I wanted to do a maternity shoot, but I was feeling insecure because I was growing all these stretch marks, and I’ve never really had stretch marks before,” Abiola told TODAY Parents. “I just kept delaying.”
The photos represent a message to moms everywhere, some of whom may be struggling to love their own postpartum bodies, and they’ve now gone viral, with women leaving hundreds of comments of love and support. “Honey, your stretch marks are beautiful. I saw these pictures, and the first thing I thought was, “These are gorgeous. Never be ashamed,” one person wrote, while another said, “I got them too. All over my belly. And while I don’t feel ugly or unworthy, I do feel different, and I’m not totally in love with my postpartum belly. Thank you for sharing this. It’s helping me retrain my mind.”
Learning to love your pre- and postpartum body isn’t always easy, but we’ve got some tips that can help.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.