One can only imagine what a shock Bobbie McCoy from Iowa (USA) experienced when an ultrasound showed that she was pregnant with septuplets. Yes, that’s right: as many as seven kids. True, few believed that all the crumbs would live to see the birth. And they not only survived, but grew up and learned, much to the delight of mom and dad. Now that the McCoy septuplets are adults, it’s time to remember the story of their amazing birth.
Kenny and Bobby McCoy met at a meeting of the Baptist congregation to which they both belonged. Six months later, they got married, and a year later, in January 1996, their daughter Michaela Marie was born. As Bobbie later said, she and her husband always dreamed of two children of the same age. Therefore, without delay, we decided to give Mikaela a brother or sister.
And then an unexpected obstacle arose. It turned out that the first pregnancy provoked a hormonal disorder in Bobby, which prevented conception. But the woman was not going to give up the idea of becoming a mother of two children and, on the advice of doctors, began ᴛʀᴇᴀᴛᴍᴇɴᴛ for ɪɴꜰᴇʀᴛɪʟɪᴛʏ. And, oh miracle! Already after the first course of procedures, the test showed two stripes – Bobby managed to get pregnant.
But when the happy Bobby and Kenny came to the ultrasound, a very unexpected message awaited them. “The doctor said: “I see a fetus,” then after a while: “So, here’s another one.” And then he began to count – the third, fourth, fifth, sixth, and seventh. “Congratulations, you have seven children in your stomach.” Hearing his words, I almost fell out of bed,” recalls Bobby McCoy with a smile.
According to Bobby, she and her husband were able to recover from shock only after a few days. And when they finally realized that instead of two they would have septuplets, they asked themselves the question: where and how will they live with such a large family?
But, first of all, it was necessary to endure and give birth to children, and with this everything was also very difficult. The fact is that it was hard for a short and thin Bobby to bear even one child, and then seven at once! “My belly was growing at a catastrophic rate. It was very difficult for me to walk. And when I sat down, the edge of my stomach touched my knees. I became scared, and I thought: “How long will it increase,” recalls a mother of septuplets.
The news of the unusual pregnant woman was leaked to the media, and journalists became frequent guests at McCoy’s house. Therefore, it is not surprising that the whole country soon learned about the mother, who was expecting seven babies.
Kenny and Bobby were bombarded with a flurry of letters. Most people wrote that they were happy for their spouses, wished them happiness and hoped that all the children would be alive and well. True, there were also ill-wishers who did not understand why it was necessary to leave all the children.
“Evil people reproached us for wanting to use children to get help from the state. They wrote to us that we are selfish and “spend the resources of the world on our big family.” It was embarrassing, but we tried not to pay attention,” says Kenny.
By the way, the question “should all children be left behind” was asked not only by ordinary people, but also by doctors. Seeing how difficult the pregnancy is, they repeatedly suggested that Bobby remove some of the embryos so that the rest could develop normally. “Kenny and I thought it over and decided to disagree. We are both very devout and decided: “Since God has decided to give us seven children, we have no right to go against his will. Come what may,” says Bobby.
When the pregnancy passed 30 weeks, the doctors decided not to take any more ʀɪsᴋs and began to prepare Bobby for an emergency ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ. Interestingly, the circumference of the belly of the expectant mother at that time was already 140 cm, which is almost twice the average size of a normal pregnant woman at 40 weeks.
The delivery, which was scheduled for November 19, 1997, was attended by a team of 40 doctors. All seven babies appeared one after another with a break of about 6 minutes. There were 4 boys and 3 girls. The parents chose the names for them in advance and agreed that they would give them in the order of birth. So, the McCoy family arrived: Kenny Jr., Alexis, Natalie, Kelsey, Nathan, Brandon and Joel. By the way, the kids weighed not so little – from 1 to 1.5 kg, which is pretty good for such a crowd.
Only after 3 months and 10 days, the McCoys were finally able to take their babies home. And the hard days began. “Caring for such a crowd was very difficult. For feeding per day, 42 bottles of milk were needed. And it took more than 50 diapers a day,” recalls Bobby. Of course, Bobby and Kenny would never have made it if it wasn’t for the help of volunteers. During the first year, the McCoy family had 35 assistants. And thanks to the attention of the media, the flow of gifts arriving from all over the country has not dried up.
Immediately after the birth of the septuplets and their parents, then US President Bill Clinton congratulated them. Photos of the happy family appeared on the covers of such well-known publications as Time and Newsweek. Several well-known universities in the country assured that they would be happy to provide free education to children. Later, the next President, George W. Bush, also congratulated the family.
Calls asking for a report or an interview came in almost daily. And once young parents were even offered to shoot a reality show about their family. But Bobby and Connie didn’t want their kids to grow up in front of the cameras. They made an exception only once: when the kids were one year old, they became participants in the famous Oprah Winfrey show.
Years passed, and the septuplets grew up. They successfully graduated from high school and began to prepare for adulthood. Natalie, Nathan, Kelsey, and Joel went to Hannibal-Lagrange University in Missouri, while Kenny Jr. and Alexis stayed closer to home and decided to continue their education at the University of Des Moines. The only one who chose not to pursue higher education was Brandon. Since childhood, dreaming of a military career, he joined the US Army. By the way, he even managed to get married – the only one of the septuplets.
Each of the brothers and sisters has their own hobbies and passions. Alexis wants to become a preschool worker, Joel and Nathan are interested in computers, Kelsey dreams of becoming an actress, Natalie is preparing to become a teacher, Kenneth Jr. wants to open his own construction business.
Now that all the children are firmly on their feet (the eldest daughter Michaela is also married and has already given birth to a child), Kenny and Bobby decided to open a new chapter in their lives.
“We have long dreamed of buying a motorcycle and driving around the whole country on it. Now it’s time to fulfill our dream, ”says Kenny.
In addition, according to the McCoys, the two of them do not need such a big house. Therefore, they decided to organize a shelter for disadvantaged children.
“We received this wonderful home as a gift, and nothing will make us happier than using it to provide shelter to others in need,” says Bobby.
And when Bobby and Kenny are asked to talk about the children, they invariably answer: “This is the best thing that could happen in our lives.”
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.