Karla Bradley, 41, recently gave birth to her ninth child, despite previously believing the eighth would be her last. The Bradley family lives on a farm in Flippin, Arkansas; the oldest child is 14 years old, while the youngest is one month old, and both sets of grandparents live with them.
Karla always wanted a big family, but even she never thought that one day she would be the mother of nine children. She and her husband, Lucas, have known each other since high school, but their relationship didn’t blossom until after college, and they married in 2009. Karla gave birth to their first child in 2007 at the age of 26, and by 2019, they had seven more children: Jenna, Samuel, Liam, Evelyn, Inga, Ben, Rosalyn, and Cora.
Beau Wagner’s ninth baby, a boy, was born on March 15, 2023. “She is our first rainbow baby. Cora was born in 2019, and then it seemed like we were done having kids. But in June 2022, I got pregnant again, and it was a big surprise because a lot of time had passed. Then, right after I found out I was pregnant, we lost the baby very quickly, within a week,” explained the mother. However, she became pregnant again the following month.
That’s why Karla was more nervous than usual during her last pregnancy, but in the end everything went well, although when the labor started 12 days earlier than expected, at first she didn’t want to believe that it was really happening.
“I took our two daughters for tonsillectomy, and while they were being operated on, I started to feel that my contractions were getting a little more painful,” she recalled.
When Karla went into labor, her husband, who is a neurosurgeon, was between two surgeries and did not arrive at the hospital until some time later. Lucas brought along their two oldest children, Jenna and Samuel, who were looking forward to meeting their little brother.
“Already in the early stages of the pregnancy, we decided that they could also be there in the delivery room,” said Karla. “Sam got to hold her first, after me. Jenna got to cut the umbilical cord, and it was a really special moment for them.” The next day, the other children also visited them in the hospital, and they also got to know the youngest member of the family.
Karla says that Beau is a very calm baby, and because his older siblings help out a lot, it’s much easier for the mother. “For example, when we brought the baby home, the next morning the older children were already in my room to take care of it, help with diapering, or whatever the baby needed,” she said.
Karla also said that all nine of her pregnancies were problem-free, which she attributes largely to a healthy, active lifestyle and a diet rich in protein, fruits, and vegetables, but she says the lack of morning sickness was simply down to genetics.
The mother of nine regularly documents her family’s life on Instagram and has a huge fan base on the social network. Her followers often ask her if she and her husband are planning to have more children, and she hasn’t ruled out the possibility: “I mean, at this point, what’s the point of one more, right? If heaven blessed us with more children, that would not be a bad thing. We’ll see,” he said.
Karla and Lucas lived in Little Rock, Arkansas, for seven years while Lucas completed his neurosurgery residency, but since they both missed the rural lifestyle, they later moved to a farm where they keep dogs, cats, chickens, rabbits, cows, and sometimes pigs.
Lucas’s father takes care of the garden with the help of his third oldest grandson, Liam, but the other children also have tasks to do. The boys like to fish in the farm’s pond full of bass; Jenna likes to play volleyball and tried her hand at cheerleading; and the other kids like basketball and baseball.
Karla and Lucas raise their children according to conservative Christian principles; the family attends a Baptist church and is a believer in a simple life. “We make sure that the children get to know the Lord. We try to minimize electronics and distractions like that; let them play outside and just be kids,” says Karla. She also added that the most rewarding part of being a mother to nine children is watching their personalities develop.
At the same time, she admits that keeping track of schedules and birthdays can sometimes be a challenge, but she says a parent never regrets having a child, even though there is never a perfect time to start a family and life just happens.
“I mean, there really is never a good time, and it’s so easy to talk yourself out of it. But once the baby is here and you’re living your life, you’ll never regret adding another child to your family,” she said, recalling that while their children were born one after the other, they moved to another state, changed jobs, sold a house, and bought another, but somehow they always got along.
“I remember when my husband and I were talking about how we envisioned our family in the future. I said I wanted a big family, and he said he did too. I was so excited. I never in my wildest dreams thought we would have nine kids, but it’s amazing. I always say that we are immeasurably blessed,” added the mother.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.