This ᴛʀᴀɴsɢᴇɴᴅᴇʀ couple will become mom and dad in March, their pictures with the ʙᴀʙʏ ʙᴜᴍᴘ are going viral, and the story is very unique.
A ᴍᴀʟᴇ-ᴛᴏ-ꜰᴇᴍᴀʟᴇ ᴛʀᴀɴsɢᴇɴᴅᴇʀ will now give birth to a child, talks about her dreams, and says that you too will be sʜᴏᴄᴋᴇᴅ to know…
Every couple wants to become parents after marriage, and their happiness is very different and unique. So far, we have seen that women get pregnant after marriage and then give birth to a child. But now there is a couple in the news who are ᴛʀᴀɴsɢᴇɴᴅᴇʀ and are going to be parents. The pictures of her ʙᴀʙʏ ʙᴜᴍᴘ are also becoming very viral on social media.
The couple hails from Kozhikode, Kerala. Their names are Sahad and Jia Paval. They are a ᴛʀᴀɴsɢᴇɴᴅᴇʀ couple. According to media reports, 23-year-old Sahad and 21-year-old ᴛʀᴀɴs woman Jia have been living together for the past three years. Zia was born as a boy and later became a girl, while Jihad went from being a girl to being a boy.
Her story recently came to public attention when Jia wrote in an Instagram post that she is not a woman by birth or by her body but that she had a dream of being a woman and having a child call her mother. They have been together for three years. The dream of Jihad is to be called a father. It is with their cooperation that there are 8 months of life in the sᴛᴏᴍᴀᴄʜ.
According to a media report, both will give birth to a baby in the month of March itself. The plan is to ꜰᴇᴇᴅ the baby through a ʙʀᴇᴀsᴛ ᴍɪʟᴋ ʙᴀɴᴋ after birth. It is being said that this is the first case in the ᴛʀᴀɴsɢᴇɴᴅᴇʀ ᴄᴏᴍᴍᴜɴɪᴛʏ in India where the couple is planning to have a baby.
Jia is also a classical dance teacher in Kozhikode. He said, “we started living together three years ago and then thought that our lives should be different from other ᴛʀᴀɴsɢᴇɴᴅᴇʀ ᴘᴇᴏᴘʟᴇ’s. That’s why we wanted a child, so that we would have someone in this world after us. That’s why we took this decision.”
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.