Michella Meier Morsi and her husband Mark, both of Dutch descent, have dreamed of becoming parents and starting a family of their own all their lives. Unfortunately, however, it was not so easy for the couple to realize this desire. In 2018, they had to resort to I.V.F to be able to give birth to fantastic twins, Ophelia and Filippa.
This first pregnancy was not at all easy for Michella, but despite this, the two wanted to give their daughters a little brother at all costs. However, they knew that the chances of getting pregnant were very low, but they still decided to undergo another in vitro ᴛʀᴇᴀᴛᴍᴇɴᴛ.
A few weeks later, Michella and Mark went to the hospital to undergo an ultrasound that would have revealed the pregnancy or not. Against everyone’s expectations, even the doctors themselves, Michelle was pregnant, and it was even triplets!
Michella decided to share the pregnancy on social networks, and her story earned her many followers. As the months went by, her baby bump took on an increasingly unusual shape and tended to develop only in length.
Her followers also noticed this strange feature, which, among other things, further increased her following, making her reach 260,000 followers on Instagram. She herself stated that the baby bump was only growing “horizontally” rather than “up” and “down”.
This strange conformation did not make pregnancy easy, on the contrary, it greatly increased Michella’s ᴘᴀɪɴ, which became more and more unbearable. After only 35 weeks of pregnancy, the doctors decided to put the woman through a ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ to prevent her condition from worsening irreversibly.
“It’s so unrealistic to have three babies that my head can’t handle it. I just can’t imagine it,” Michella posted hours before going into labor.
The labor lasted 36 hours, which Michella herself defined as the busiest hours of her life, but it served to give birth to 3 beautiful children: Charles, Theodore and Gabriel.
Michella said it was all “worth it” and her heart is “about to break with happiness and love” for her triplets. “There is an emptiness in my belly, but my heart and my hands have never been so full of love and happiness,” she wrote on Instagram. “My boys are amazing. That’s about how I can sum it up. It’s peaceful and we’re totally in love.”
In a post she shared 10 days after giving birth, Michella opened up about her post-baby body and admitted that although her belly has “shrunk significantly,” she still feels very uncomfortable. “It’s already shrunk significantly, but it’s heavy and incredibly painful,” she explained. “C-sᴇᴄᴛɪᴏɴs are not uncomfortable unless I have to cough, sneeze or (God forbid) throw up. But my bowels are rolling in this big belly, which is uncomfortable and ᴘᴀɪɴꜰᴜʟ. My uterus is just under the skin and is extremely sensitive – the slightest touch bothers me. And for the past few days, my stomach looks like a big black mark. It hurts even when I breathe.”
Currently, Michella and her husband, Mark, form a family of seven. The triplets flooded the whole family with incredible happiness. Everyone was completely there for them.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.