Recently, photos of a Nigerian mother have been circulating on social media, showcasing her twins and quadruplets and evoking envy and admiration from users. The mother, identified as Chidinma Offor, is celebrating her quadruplets’ first birthday, and the pictures feature her first child, twins, a boy and a girl.
In her post, the proud mother expresses gratitude to God and her family for supporting her in raising her children. She shares her incredible journey before and after childbirth. Here is her full story and some stunning photos:
“It has been one hell of a bumpy ride. When I had my first set of twins, the sleepless nights that Kobe and Kaira gave me made me think I had experienced it all. But boy, was I wrong! Not until I had the quadruplets. During my pregnancy with them, I faced challenges with my helpers (oh, those helpers know how to misbehave at the worst times). I was so frustrated that I sent them home immediately. I took care of my home with the help of my darling husband while heavily pregnant (around six months pregnant, but my tummy was as big as a full-term pregnancy).
Yes, I chose to take care of my home and my first set of twins because it was easier dealing with misbehaving two-year-olds who thought their siblings were handicapped. I wanted to prove them wrong, or so I thought. I swept, mopped, cooked… I couldn’t help but do these things against my doctor’s advice. My husband, Obiajulu Poco Okafor, oh, my darling husband… I will marry you again in my next world. He bathed Kobe and Kaira, fed them, kept the house clean when necessary, joined me in the kitchen when I was cooking, cleaned the kitchen afterward, and asked me to go to bed so he could stay up with Kobe and Kaira until they fell asleep. He still comes out every hour to check up on us. He kneels by my bedside to pray for hours, even though sometimes he falls asleep while praying. All this was done after going through the stress of work at his workplace.
At some point, false contractions set in due to stress. My husband asked me to pack a few clothes because we were going to Life Hospital Awka for the medical team to take proper care of me. I cried bitterly, not because I was scared, but because I considered a whole lot of things. I thought about who would take care of my babies, how they would be fed while I was far away in Awka with my husband, how they would go to school, and how my husband would take care of my kids and still take care of me at the same time. Oh, I cried so hard. Little did I know that God had it all planned out already.
We managed to take the kids to my parents-in-law, Pius Ifeanyichukwu Okafor, Maureen Okafor, my mom, Chukwu Gold, and my kid sister stayed with them there. Thank God for my parents-in-law, my kid sister Chioma Paul, and my mom. They took proper care of my babies. My mom took them to school with the driver, sometimes alone. She would rush home afterward to prepare for work. My sweet mom, I love you. Saying that ‘a lady appreciates her mother more when she starts having her own babies’… Very true. They jointly took care of my babies while we were away. When Kobe and Kaira came to see me at the hospital, I was super happy. They had gained so much weight. They looked well taken care of. But I wondered how my mother and kid sister were coping because Kobe and Kaira would still wake up every three hours to feed, even at night. Well, to cut the long story short, my sister managed to stop that. How? That’s a story for another day.
I had my quadruplets at 32 weeks, and that was the beginning of another journey. These past few months haven’t been easy at all. The four of them can decide to run a temperature at once (especially after immunization), making me have only 30 minutes of sleep throughout the night. At one point, I asked myself if immunization was really necessary. That stuff makes them sick like crazy. Everything with them has been a struggle. They all want equal attention, they want to be fed at the same time. Even these pictures, I planned on using three different outfits for this photoshoot, but look at me now… we ended up with just one, with a lot of begging. Kobe and Kaira weren’t left out!
Life itself hasn’t been easy at all, coupled with the fact that I have to pursue my fashion dream alongside everything else. Before I started, I had doubts. I wondered if it was possible to go to a proper fashion school to learn with the time constraint and all… there was no free time. So, I decided to learn online. Yes! I learned to do all these things without going to a fashion house. At night when everybody must have gone to bed, I would have two hours of sleep and wake up to go through the internet and find things that would help me with my fashion dream. The mind! The mind has a vital role to play in order for success to be achieved, trust me! It’s been months, and I’m here, waxing stronger every day. I never thought I could do it, but here I am.
We are a year old today, and now you can see why I’m particularly happy about this birthday. It marks the beginning of freedom to a certain level. For those of you tapping updates, let me say it once more, it’s not easy! You will get frustrated at some point, but trust me, if you keep pushing, you will be amazed at the level of strength you have.
Happy birthday, my sweet babies.”
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.