They say a mother can always tell her children apart, but this is not the case for Sofi Rodriguez. The mother admitted that she had to go to the police to tell the difference between her twins, who were born 45 days ago.
“I have to go get their fingerprints and tell them which one is which,” she tweeted. “I won the mother of the year award,” added the 24-year-old mother.
Sofi has tweeted several photos of the little ones and says they look different in the pictures “because they come from a different angle or get different light,” but insists they are “the same in real life,” and she needs to record it “to keep track so we can follow their medical background.”
The confusion began when one of the babies no longer had an ID band. The mother said that one night she noticed that the strap was squeezing one of the twins’ legs, so she decided to take it off.
“One night, about 10 days ago, we realized the strap was too small for him, it was squeezing his leg, so we cut it off. I took it off, thinking that the next day I would know which was which, but no,” said the mother of Valentin and Lorenzo.
The mother asked the police for help and fingerprinted the little ones, but since they were not in the system, this also failed. “We have taken their fingerprints, but they are not in the system. We still don’t know who is who,” said the young woman.
For now, parents cannot tell their children apart because they went to vaccinate them, and it appears that they “administered the vaccine twice to the same child.”
“They do all the tests, but they don’t give him a name because we don’t know which is which,” she said.
The woman’s Twitter post caused a huge response, garnering tens of thousands of tweets and thousands of comments. Some responded with a lot of humor, suggesting that because they were so small, the woman should rename them again, “as if to reset them.”
Sofi also received advice from other parents of twins to prevent the same thing from happening in the future. “I painted one of his toenails so you can tell them apart,” suggested one mom.
“From the moment they were born, I named them according to their weight and left them with their identification bracelets from the clinic until I replaced them with silver ones engraved with their names. It worked perfectly for me,” said another.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.