When he was born, Atlas McHugh was average sɪᴢᴇ at 7lb 14oz. But two months later, he had a rather ᴜɴᴇxᴘᴇᴄᴛᴇᴅ growth sᴘᴜʀᴛ.
Now at 80cm tall, 10-month-old baby Atlas weighs 13kg (just over two stone) and is steadily growing – so much so, he now has to wear two-year-old clothes. Even his mum, 30-year-old Nabille McHugh, has to frequently switch sides when she holds him – and use her leg for support.
Nabille says: ‘Whenever anyone holds him, everyone has something to say about his sɪᴢᴇ – whether it’s their ʙᴀᴄᴋ ʜᴜʀᴛs, ᴏʀ ᴛʜᴇɪʀ ᴀʀᴍs ᴄᴀɴ’ᴛ ʜᴀɴᴅʟᴇ it, there’s always a comment. Most non-family members comment on my “toddler” and are sʜᴏᴄᴋᴇᴅ when I tell them he is still an infant.’
He’s also growing out of his clothes at an incredible rate. The 30-year-old mum adds: ‘He is currently in 24-month clothes and this is the longest stretch we have gone with this sɪᴢᴇ, but he was never in newborn sɪᴢᴇ. The doctors have no concern as his weight and height are proportional on the growth chart – he is just bigger overall, but no weight issues whatsoever.’
The tot has even gone viral, due to his sɪᴢᴇ, after Nabille posted a video of him on TikTok to the song ‘Big and Chunky’ from Madagascar.
She adds: ‘Honestly I was scared, I woke up to so many notifications, friend requests, and emails all over my social media. Seeing some of the comments was very overwhelming. Every now and then there are negative and ɴᴀsᴛʏ ᴄᴏᴍᴍᴇɴᴛs about my son or ᴀᴄᴄᴜsɪɴɢ me of ʙᴀᴅ parenting because of his sɪᴢᴇ. I get so many people telling me that I used a filter to make him look that big, I think that’s just hilarious.’
Nabille, from Denver, found out she was pregnant with her second child with husband Tyler McHugh when she was just three weeks along. She adds that her pregnancy was sᴛʀᴇss-Fʀᴇᴇ ᴀɴᴅ ʜᴇʀ ʙᴜᴍᴘ ʀᴇᴍᴀɪɴᴇᴅ a normal sɪᴢᴇ – even though Atlas was measuring two weeks ahead. Although she had planned to give birth naturally, Nᴀʙɪʟʟᴇ had a C-sᴇᴄᴛɪᴏɴ due to her ᴘᴇᴛɪᴛᴇ sɪᴢᴇ.
‘I was in love when I first saw him. His large stature definitely comes from dad’s side of the family, my side of the family is short, and my husband’s side is all six foot and up. He was average sɪᴢᴇ for a newborn, but he kind of started hitting his growth spurt between two and four months and has been steadily growing since then.’ she adds.
Nabille hopes that her TikTok videos will make people realize that babies come in all shapes and sɪᴢᴇs. She continues: ‘I would just like to normalize bigger babies, big babies have always been around but social media hasn’t. Not because a baby is bigger or smaller than average means that they are ᴀᴜᴛᴏᴍᴀᴛɪᴄᴀʟʟʏ ᴜɴʜᴇᴀʟᴛʜʏ or something is wrong with them. Babies come in all shapes and sɪᴢᴇs, I would know since I have two kids – one was tiny and one big.’
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.