A baby girl proved she was a born Fɪɢʜᴛᴇʀ when she let out three yelps and lifted her arm – even though she was delivered three months ᴘʀᴇᴍᴀᴛᴜʀᴇ.
Isla Wilson had sᴛᴏᴘᴘᴇᴅ ɢʀᴏᴡɪɴɢ in her mother’s womb 15 weeks early, ᴡᴇɪɢʜᴇᴅ just 1lb 12oz and measured 11 inches from head to toe. She was so underdeveloped she spent her first five months Fɪɢʜᴛɪɴɢ Fᴏʀ ʟɪFᴇ ɪɴ ᴀɴ ɪɴᴄᴜʙᴀᴛᴏʀ. Doctors had to ʙᴀᴛᴛʟᴇ ᴛᴏ ʀᴇsᴛᴀʀᴛ Isʟᴀ’s ʜᴇᴀʀᴛ when she was four days old.
She also sᴜFFᴇʀᴇᴅ ᴀ ʙʟᴇᴇᴅ ᴛᴏ ʜᴇʀ ʙʀᴀɪɴ, ᴡᴀs ᴏɴ ᴀ ᴠᴇɴᴛɪʟᴀᴛᴏʀ Fᴏʀ ᴀʟᴍᴏsᴛ ᴀ ᴍᴏɴᴛʜ ᴀɴᴅ ɴᴇᴇᴅᴇᴅ ᴛʜʀᴇᴇ ʙʟᴏᴏᴅ ᴛʀᴀɴsFᴜsɪᴏɴs. But despite being one of the smallest babies to be born in Scotland, her incredible actions reassured her worried parents, Julie and Steven, that their daughter was ᴅᴇᴛᴇʀᴍɪɴᴇᴅ ᴛᴏ ʟɪᴠᴇ.Now aged 19 months, and ᴀɢᴀɪɴsᴛ ᴀʟʟ ᴏᴅᴅs, Isla, is like any other happy-go-lucky toddler, who loves being on her feet. She still needs ᴏxʏɢᴇɴ ᴀs ʜᴇʀ ʟᴜɴɢs ᴄᴏɴᴛɪɴᴜᴇ to develop, but doctors are hopeful she will be off all ʙʀᴇᴀᴛʜɪɴɢ ᴀɪᴅs by this summer.
Mrs Wilson, 32, from Newtonhill, Aberdeenshire, said: ‘We just feel so lucky still to have her. In the beginning we couldn’t get past the next hour, then it was the next week and the next month. But as time went on and she got bigger we got more confident that she was going to sᴜʀᴠɪᴠᴇ. We were too scared to think about it because we didn’t want to get our hopes up, in case something happened. Now her laugh is the best thing in the world. She’s such a lovely, happy wee thing.’
Mrs Wilson, an occupational therapist, had gone to work as normal the day Isla was born. She had a growth scan that afternoon and was expecting to return to work. But doctors discovered Isla had sᴛᴏᴘᴘᴇᴅ ɢʀᴏᴡɪɴɢ just 25 weeks into her mother’s pregnancy ᴅᴜᴇ ᴛᴏ ᴀ ʀᴀʀᴇ ᴄᴏᴍᴘʟɪᴄᴀᴛɪᴏɴ ᴀɴᴅ ᴡᴀs ᴇssᴇɴᴛɪᴀʟʟʏ sᴛᴀʀᴠɪɴɢ ᴛᴏ ᴅᴇᴀᴛʜ. So Isla was delivered by ᴇᴍᴇʀɢᴇɴᴄʏ ᴄᴀᴇsᴀʀᴇᴀɴ sᴇᴄᴛɪᴏɴ that evening 11 weeks early.
Mrs Wilson said: ‘It was such a sʜᴏᴄᴋ. Isla’s ʜᴇᴀʀᴛ ʀᴀᴛᴇ ᴅʀᴏᴘᴘᴇᴅ ᴀɴᴅ sʜᴇ sᴛᴏᴘᴘᴇᴅ ᴍᴏᴠɪɴɢ. They just needed to get her out of me. It was ᴛᴇʀʀɪFʏɪɴɢ because we had no ᴄᴏɴᴛʀᴏʟ ᴏᴠᴇʀ ᴛʜᴇ sɪᴛᴜᴀᴛɪᴏɴ. But the first time we got to see her about five hours after she was born, the nurse said, ‘you’ve got a Fᴇɪsᴛʏ one there‘.
To recognise Isla’s amazing courage and lust for life, she recently received a Build-A-Bear Workshop Champion Children Award at the Tommy’s Lets Get Friendly Baby Awards in London. But Mrs Wilson said when she did eventually get to hug Isla, it was the “best cuddle ever”.
‘She was inside my top and she just settled down and fell asleep. I just sat there with a big grin on my face.’
When she was born her head was smaller than the palm of her mother’s hand and from head to toe she measured only the length of a classroom ruler.Doctors warned Mr and Mrs Wilson that because she needed steroids at such a young age and her ʙʀᴀɪɴ had been sᴛᴀʀᴠᴇᴅ ᴏF ᴏxʏɢᴇɴ ᴀs ᴀ ʀᴇsᴜʟᴛ ᴏF ʙᴇɪɴɢ ᴏɴ ᴀɴᴅ ᴏFF ᴛʜᴇ ᴠᴇɴᴛɪʟᴀᴛᴏʀ, there was a chance it would ᴀFFᴇᴄᴛ her development.But ᴀɢᴀɪɴsᴛ ᴀʟʟ ᴏᴅᴅs, Isla is now learning to walk, talk and explore like any inquisitive toddler.
‘You can see her developing, which is great,’ said Mrs Wilson.
She is really bright. As a first child she is always going to be special, but even more so now. I can’t praise the neonatal staff enough. They worked so hard and if it wasn’t for their care and expertise Isla wouldn’t be here today.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.