Nowadays, the majority of people utilize social media as their primary mode of communication. It is traditional to send pictures of your children to family and friends for their enjoyment.
She publishes on social media like other young mothers, but the comments on her photographs and the way her child is treated are fundamentally different. But, she has some comments to say…
Natasha, a young mother, is adjusting to motherhood. She likes uploading online photographs of her one-year-old son Raedyn, as do many other new mothers. Yet, unlike most moms, she faces severe cyberbullying due to the appearance of her kid.
“What’s wrong with your child? Why does your child look like that?”
Raedyn was born with an unexpected and incredibly rare genetic disorder called P̲f̲e̲i̲f̲f̲e̲r̲ ̲s̲y̲n̲d̲r̲o̲m̲e̲,̲ ̲which causes a̲n̲o̲m̲a̲l̲i̲e̲s̲ ̲i̲n̲ ̲t̲h̲e̲ ̲s̲k̲u̲l̲l̲,̲ ̲f̲a̲c̲e̲ and ̲l̲i̲m̲b̲s̲.̲
However, that didn’t stop Natasha from sharing her precious son on social media.
Unfortunately, these posts immediately attracted cruel comments from people from around the world.
“What quality of life will he have?” someone rudely asked on TikTok, while another person added: “Why would you make him live like that? Such a miserable life that you’re permitting him to live”.
In addition to these unkind remarks online, Natasha cops mean comments from people every time she takes Raedyn out in public.
“People just come up to me and rudely say: ‘what’s wrong with your child? Or why does your child look like that?’ …that’s not how you talk to a human being,” she revealed.
She especially criticised people who rudely approach her son in public, adding that she doesn’t understand why they think it is appropriate to accost her about Raedyn’s condition while she’s innocently running errands.
“What people need to understand is that I am just a mum and my son is just a baby… our life doesn’t revolve around his diagnosis,” she rightly stated.
“My son looks a little bit different but that doesn’t mean he is just a lesson to give the world. It’s exhausting mentally and emotionally to go over the same diagnosis and explain my son’s health problems over and over to people.
“We are just a normal family. I pray for the world to accept disabled people one day and not judge off of their appearance and the things they cannot do.”
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.