5 Things About Your Baby’s Sleep You Need To Know 

 

Sleep can be one of the most baffling issues for new parents. As many of us learn through gritty nights and zombie-like days, babies simply don’t snooze like the rest of us.

  1. Newborn babies sleep up to 18 hours per day.

Parents of new babies all complain about a lack of sleep. But this is really about the parents’ experience, not the baby’s! Newborns need a massive amount of sleep – fifteen to eighteen hours each day. They divide this sleep into chunks that are spread out over the entire 24 hours of the day and night. The good news is that over the early months, their biological clock kicks in and they start to consolidate more sleep during the night.

  1. Newborns can only stay awake for 45 minutes to an hour.

Brand new babies can only stay happily awake for very short periods of time – an hour or less. This gradually increases, and by six months, most babies can stay awake for two to three hours, but that is still a very short span of awake periods. If your baby stays awake beyond this happy awake time, he can quickly melt down into an overtired and fussy state. He’ll find it hard to sleep, yet won’t be able to stay happily awake, either. This becomes a pattern that can disrupt sleep, growth, and temperament. If you want your baby to cry less and sleep better, keep one eye on the clock and one eye on your baby. It’s easy to miss new babies’ tired signals and keep them awake too long. So watch your little one carefully and help him sleep whenever he seems tired. More sleep equals a happier baby.

  1. Newborns are noisy, active sleepers.

Newborns are not quiet, still sleepers. They grunt, groan, coo, moan, twitch, and shift during sleep. Some newborns even cry or nurse while they are sound asleep! These noises and motions don’t always signal awakening, and they don’t always require any action on your part. When you are awoken from sleep by your baby’s sounds or motions, take a minute to observe and listen. You may notice that all of the activity and noise are taking place while you are sleeping. If your baby is sleeping, don’t pick him up and wake him up – let him sleep! Constant motion can also result in a baby falling. To not let this happen, always use an anti-roll pillow for a newborn so that the little soul can sleep with ease. Comfy clothes and cozy booties help too. Babies tend to sleep a little longer when they are comfortably warmed.

  1. Newborns don’t need total peace and quiet to sleep.

The environment that your baby enjoyed in the ᴡᴏᴍʙ was accompanied by a continual symphony of sound, which is why many newborns find a totally quiet room disconcerting. However, sharp noises like clinking dishes, dogs barking, and television sounds can wake your sleeping newborn. These piercing sounds can jar your baby awake. Using a constant lull of a deep, humming sound, called “white noise”, can mask these noises in the household. The best sounds are actually in the “pink noise” spectrum. Pink noise is a variant of white noise that sounds full, deep, rich, and monotonous. Perfect examples of pink noise are the sounds of a heartbeat, a humidifier, ocean waves, or the pitter-patter of rainfall. This special bedtime noise should be at a volume that masks sharp sounds but not so loud as to harm your baby’s delicate hearing.

  1. Newborns don’t have their days and nights mixed up, they think you do.

It’s common for people to make this observation, but newborns don’t recognize day versus night because in the ᴡᴏᴍʙ there was little difference. This day/night compartmentalization is a brand new concept for them, and they probably think you are the one who’s mixed up! It will be a while before your baby’s biological clock matches up with your 24-hour pattern. Unlike adults who sleep in one big nighttime chunk, newborns break up their sleep into four to seven (or more!) sleep periods spread throughout the day and night. This is natural newborn sleep, and it will gradually and naturally mature over the early months.

Introduction

Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.

Assessing Property Value

The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.

Researching Lenders

Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.

Document Preparation

To apply for a loan against property, you need to gather the necessary documents. The typical documents include:

  • Property ownership documents
  • Identity proof
  • Address proof
  • Income proof
  • Bank statements
  • Tax returns

Ensure that you have all the required documents ready and organize them for easy access during the application process.

Loan Application

Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.

Property Valuation

After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.

Loan Approval and Disbursement

Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.

Repayment Terms

Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.

Conclusion

Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.

FAQs

1. Can I obtain a loan against any type of property?

Yes, you can obtain a loan against residential, commercial, or industrial properties.

2. What happens if I default on the loan repayment?

Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.

3. Is the interest rate fixed or variable for a loan against property?

The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.

4. Can I prepay the loan before the tenure ends?

Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.

5. How long does the loan approval process take?

The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.

In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.