The baby with a heart outside the chest is still healthy
A baby in India has just been born with an extremely rare disease with the heart attached to the chest outside the body.
Health experts say this baby’s case is not common, only about 8 people in 1 million people in the world have it. At the same time, 90% of fetuses with ectopic hearts died immediately or only lasted 3 days. 
However, a miracle happened when this baby spent 7 days on this earth and was still very healthy. Doctors performed surgery on the baby.
Newborn baby grows more head in belly
Another baby in India was also born with an unhealthy body with a different head on her stomach.
When she was born, she weighed only about 2kg with another head on top of her stomach. The doctor said this is a disease called Hetropagus, commonly known as “parasitic twins”.
The baby was well cared for at the Neonatal Center at the hospital. Doctors performed surgery to separate the head from the abdomen as soon as the baby’s health condition stabilized.
Newborn baby half human half frog
A woman living in Ekiti state, Nigeria was shocked after 13 months of being pregnant with two children, but after being born, one of the children was born with a birth defect with a half-human half-frog shape.
Doctors said this newborn baby had a strange disease that led to a complete brain defect. The baby still moves normally because there is a small part of the brain that carries nerves to the spine. But due to the lack of a large brain, the child looks like a deformed “creature” half human, half frog.
Baby with heart shaped head
Muhammad Nafi – the name of this baby just two weeks old, was diagnosed with a large tumor located on the right side of the head. Over time, this tumor grew, causing her head to swell and develop into a heart shape.
The tumor has also affected vision in her right eye and doctors are conducting tests to see if any other organs in her body are damaged.
People have raised funds for charity to help this poor baby, although his family says they have not yet received any help from the local government.
5-month-old baby grows 13cm long tail
Niu Niu, China was born with a rare body defect in the spine. A crack in the vertebrae of the spine creates space for the spine. Gradually, the baby’s mother immediately noticed that this crack formed a tail, and it began to grow rapidly in size over time.
It is known that the tail has started to form since Niu Niu was still in the mother’s womb, the cause is predicted to be due to a deficiency of folic acid before and during pregnancy.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.