Samuel Silva, a 6-year-old boy from Brazil, has amazed people since birth due to his extraordinary appearance. He suffers from a rare condition called albinism, which affects his skin color and even parts of his hair, inherited from his mother. Despite this, Samuel takes pride in his unique appearance and does not see himself as different. He enjoys the attention from the media and press.
At the age of two, Samuel started working as a model and gained immense popularity in his hometown. International brands also took an interest in him. Samuel’s fame continues to grow each day, and at the age of 6, he is willing to work 6-8 hours a day because he loves his modeling job.
The family faced discrimination due to their condition, with Samuel’s grandmother having to cover the white patches with long pants and sweaters. Samuel’s mother was nicknamed “Willy Libre” (Free Willy) in reference to the movie, as she embraced her differences and stood up against bullies. The family wanted Samuel to grow up proud of his skin, so they created an Instagram account to share his photos without hiding his marks. This caught the attention of a modeling agency, and Samuel quickly became the center of attention.
Despite looking different from other children, Samuel takes pride in his appearance and shares about the “beautiful marks” he has. He genuinely enjoys being a model, showing artistic talent on the runway and in photoshoots. Coming from a poor region in Brazil with limited opportunities, Samuel loves being the center of attention and traveling.
The family hopes that Samuel’s story will inspire other children who have physical differences to accept and embrace their true selves.
Samuel Silva, a 7-year-old boy from Brazil, has gained international recognition as a model despite his rare skin condition. He has a congenital alopecia, a genetic disorder that causes patches of white skin and hair due to a lack of melanin pigment. This condition runs in his family, with his mother, grandmother, uncle, and cousins also being affected.
Initially, Samuel’s parents would shave his head to hide the “white patches,” but they eventually decided to embrace his condition. They created an Instagram account to share his photos, and it caught the attention of the modeling agency Sugar Kids in April 2019. From there, Samuel’s career took off.
His uncle, Julio Sanchez-Velo, describes Samuel as artistic, passionate about the runway, and skilled at striking poses for photos. Growing up in a deprived area of Brazil, Samuel cherishes the opportunities he now has to travel and be the center of attention.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.