ᴅʏɪɴɢ father cried as he held newborn baby in his arms for 45 minutes. It was particularly moving to see Mark Aulger hold his baby girl Savannah for the first time. That’s because it fulfilled this father’s ᴅʏɪɴɢ wish shortly before his ᴅᴇᴀᴛʜ.
Diane Aulger had her ʟᴀʙᴏʀ ɪɴᴅᴜᴄᴇᴅ and gave birth to their daughter Jan. 18. When tiny Savannah was placed in his arms, Mark Aulger “cried, and he just looked very sad” his wife said. He ᴅɪᴇᴅ fives days later from ᴄᴏᴍᴘʟɪᴄᴀᴛɪᴏɴs ʀᴇʟᴀᴛᴇᴅ to his ᴄᴀɴᴄᴇʀ ᴛʀᴇᴀᴛᴍᴇɴᴛ. The 52-year-old Texas man was ᴅɪᴀɢɴᴏsᴇᴅ with ᴄᴏʟᴏɴ ᴄᴀɴᴄᴇʀ in April. He had sᴜʀɢᴇʀʏ and, as a ᴘʀᴇᴄᴀᴜᴛɪᴏɴ, six month of ᴄʜᴇᴍᴏᴛʜᴇʀᴀᴘʏ, Diane Aulger said. With no sɪɢɴs ᴏf ᴄᴀɴᴄᴇʀ showing up in Fᴏʟʟᴏᴡ-ᴜᴘ ᴛᴇsᴛs, the ᴛʀᴇᴀᴛᴍᴇɴᴛ sᴇᴇᴍᴇᴅ sᴜᴄᴄᴇssFᴜʟ. In 2011, the Aulger family spent Christmas together, ʙᴇʟɪᴇᴠɪɴɢ Mᴀʀᴋ had ʙᴇᴀᴛᴇɴ ᴄᴀɴᴄᴇʀ. In the coming year, this Daddy ᴡɪsʜed to keep his newborn daughter in his arms. Mark was back in the ʜᴏsᴘɪᴛᴀʟ on January 3, 2012, ᴜɴᴀʙʟᴇ to ʙʀᴇᴀᴛʜᴇ. ᴅᴏᴄᴛᴏʀs ᴅᴇᴛᴇʀᴍɪɴᴇᴅ that his ʟᴜɴɢꜱ had been ᴅᴇꜱᴛʀᴏʏᴇᴅ by eight months of ᴄʜᴇᴍᴏᴛʜᴇʀᴀᴘʏ. Wife Diane Aulger explained:” We thought he could sᴜʀᴠɪᴠᴇ for years on ꜱᴛᴇʀᴏɪᴅ ᴛʜᴇʀᴀᴘʏ and ᴏxʏɢᴇɴ.”
On January 16, however, ᴅᴏᴄᴛᴏʀs estimated that Mark had just a week to ʟɪᴠᴇ. Diane was just a month away from giving birth to Savannah when she ʀᴇᴄᴇɪᴠᴇᴅ the news. Mark had one last wish before going home to ʜᴇᴀᴠᴇɴ. The father desired to cradle his infant daughter in his arms. Mark Aulger was ᴛʀᴀɴsFᴇʀʀᴇᴅ into a ʟᴀʀɢᴇ ᴅᴇʟɪᴠᴇʀʏ room on January 18 by ʜᴏsᴘɪᴛᴀʟ workers. As Diane deʟɪᴠᴇred their precious baby girl two weekd early, he ʟɪᴇᴅ in his ʙᴇᴅ, completely dependent on up to ᴏxʏɢᴇɴ. Dᴇsᴘɪᴛᴇ being in a ᴄᴏᴍᴀ, her husband was aware of the new baby. Diane looked over at this Daddy holding his newborn baby in a tender and ʜᴇᴀʀᴛ-ᴡʀᴇɴᴄʜɪɴɢ moment. She said :” His ᴏxʏɢᴇɴ levels were ᴇxᴄᴇᴘᴛɪᴏɴᴀʟʟʏ ʜɪɢʜ the day she was born. He kissed her for 45 minutes. All he and I were crying the whole time.” Mark Aulger found his ᴄᴜʀᴇ in ʜᴇᴀᴠᴇɴ a few days later, on January 23rd. He was surrounded by his relatives, including Savannah, who he was ᴄᴀʀʀʏɪɴɢ.
There was no doubt in Mark’s mind that he adored Savannah. Although his family must now ᴄᴏᴘᴇ without him, they can take solace in the fact that his final wish to keep his baby girl in his arms was fulfilled.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.