Life is something that gives us a new definition.
Each and every day, what we face and go through is hard, and in some cases we make decisions that are terrible and no one could ever understand what we are going through except us.
Today we bring you a story of a lady who decided to kill her own children, not because she hates them, but because she loves them.
A lot of people.
What made her come up with such a decision?
Well, that’s the story behind.
People in her society always laugh at her because of the children that she gave birth to.
This was not a big deal to her, until some people came up with a strange idea of selling her children to the neighboring countries, and this shocked her.
This is her story.
She is called Verida, a lady that is facing the hardest challenges that a mother would ever face.
She is living in fear for her children because she says that they are wanted by many people who want to sell them for money.
She was well taken care of until it was time that she was supposed to go to the hospital and give birth.
When she gave birth, they were shocked.
She was also shocked too, but there was nothing that she could do about it.
The baby was an albino.
She says that this didn’t make her worry, like the rest of her family members, because she kept on believing that their baby was going to change during the growing process and she would later become normal, just like other children.
They also had in mind that this was happening because it was the first child that they were giving birth to.
They had hope that it wouldn’t happen again, and their firstborn was already growing up.
Their firstborn is a girl.
They named her Sifa
And she is seven years old now Ferida says that they kept on waiting for Sifa’s skin to change as she was growing up, but this did not happen today.
It made her so depressed and sad, and this was when their neighbors started laughing at her.
She realized that she had to do something about it.
She told her husband to give it another shot and they should have another baby.
This is the only reason why she did not do it.
Since her children are always isolated, she is requesting for help so that she can take them to the school of the disabled, so that they are able to learn in a society that accepts them for who they really are.
The funds that will be used to take these children to the school of the disabled will be donated via giving life a link that is in the description of this video and painting the topmost comment by Afrimax English, and this will be of great help to them.
Thank you for watching.
My name is prince.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.