Unforgettable: Father Climbs into the Bath to Deliver Twins, Creating an Unbreakable Bond in a Remarkable Water Birth

Robin Baker has been a witness to the arrival of over 70 babies, yet this water birth, according to the American photographer, stands out as “one of the most extraordinary moments” in her career. And it’s not difficult to understand why. The captivating photographs capture a father assisting his wife in delivering their twins right in the comfort of their own bathtub.

The newborns, a baby boy and a baby girl, made their entrance into the world with such haste that the couple’s birth team couldn’t make it in time for the water birth. As the couple prepared for their little ones’ arrival, they sought guidance from a doctor over the phone.

The newborns, a baby boy and a baby girl, made their entrance into the world with such haste that the couple’s birth team couldn’t make it in time for the water birth. As the couple prepared for their little ones’ arrival, they sought guidance from a doctor over the phone.

“While juggling preparations for the birth and capturing photographs, my focus was on helping them create a birthing space,” Baker shared with US PopSugar, describing the extraordinary delivery. “Having had my own home birth experience, I was aware of what needed to be done. The parents remained serene, composed, and effortlessly welcomed their babies into the world.”

To add to the uniqueness of the birth, the second baby emerged ᴇɴ-ᴄᴀᴜʟ, still encased in the ᴀᴍɴɪᴏᴛɪᴄ sac. This rarity occurs in only one out of every 80,000 deliveries.

“Baby A had 30 minutes of intimate bonding time before Baby B made his entrance, ᴇɴ-ᴄᴀᴜʟ, into his father’s waiting hands,” Baker explained.

“The mother reached down, carefully removing the sac, while the father turned the baby to release the ɴᴜᴄʜᴀʟ ᴄᴏʀᴅ, before gently handing him to his mother. The atmosphere was filled with peace and joy.”

She continued, “Truly, this was one of the most extraordinary moments I have ever witnessed in my career. Given that many twin births occur in sterile operating rooms, this birth was exceptionally unique. Women possess an incredible strength when they trust and follow their body’s natural instincts.”


Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.

Assessing Property Value

The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.

Researching Lenders

Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.

Document Preparation

To apply for a loan against property, you need to gather the necessary documents. The typical documents include:

  • Property ownership documents
  • Identity proof
  • Address proof
  • Income proof
  • Bank statements
  • Tax returns

Ensure that you have all the required documents ready and organize them for easy access during the application process.

Loan Application

Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.

Property Valuation

After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.

Loan Approval and Disbursement

Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.

Repayment Terms

Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.


Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.


1. Can I obtain a loan against any type of property?

Yes, you can obtain a loan against residential, commercial, or industrial properties.

2. What happens if I default on the loan repayment?

Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.

3. Is the interest rate fixed or variable for a loan against property?

The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.

4. Can I prepay the loan before the tenure ends?

Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.

5. How long does the loan approval process take?

The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.

In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.

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