Christina Temitope, a native of New Jersey, delivered a heartfelt message to fellow mothers, encouraging them to embrace the changes their bodies undergo during pregnancy.
At 38 weeks pregnant with her first child, Christina Temitope Abiola found herself feeling somewhat discontented. Pregnancy had adorned her belly with numerous deep stretch marks, dampening her enthusiasm for capturing the moment. To assist other mothers facing a similar predicament, she shared her experience on social media.
“Insecurity can be a treacherous barrier that prevents us from reaching our true potential. When the time came for my maternity photoshoot, I was gripped with fear. In fact, I was so fearful that I postponed it until I was already 38 weeks pregnant! But time was slipping away, and I desired to preserve these precious memories,” she expressed candidly on Instagram.
Initially, Christina had even arranged for the photographer to digitally erase her stretch marks using Photoshop. However, upon reconsideration, she gained a fresh perspective.
“However, the edited images looked unnatural. That’s when I decided it wasn’t necessary. I have grappled with accepting these marks because I believed I was the only one facing such an excessive amount. My entire belly was adorned with them, leading me to question if I had done something wrong. I worried about their persistence after giving birth and how long it would take for them to fade. But thanks to the unwavering support and love from friends and family, I now feel secure. I prefer to call them beauty marks, for they represent the beautiful life I have brought into this world. Honestly, I would endure it all again for her,” she added.
Not surprisingly, the photoshoot turned out to be stunning. In fact, it went viral just before Abiola and her partner, Lamar Grant, joyously welcomed their baby girl, Aniyah, into their lives.
Aniyah Oluwanifemi Grant, Christina’s first child with her husband, was born on the 24th of October.
“Today, we bestowed a name upon our baby girl! Welcome, Aniyah Oluwanifemi Grant, to our family! The level of excitement we feel is indescribable. I have had the privilege of having a child with the man of my dreams – a man who loves me unconditionally, adores me, cares for me, and prioritizes our relationship,” she shared with immense joy.
Loving your body during the pre-and postpartum period isn’t always an easy task. However, as Christina rightfully stated, “We must evolve and adapt to new circumstances as intended by God. Motherhood was chosen for me by Him, and now is my time! I view this new journey as a divine blessing, adding to the multitude of purposes I already embody. I am a force to be reckoned with, and being a mother will not only transform my life but also enrich it with unimaginable wonders!”
These photographs convey a powerful message to mothers everywhere, particularly those struggling to love their postpartum bodies. The images have since gone viral, accompanied by an outpouring of hundreds of comments from women, filled with love and support.
Introduction
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Researching Lenders
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
Document Preparation
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Loan Application
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
Property Valuation
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Repayment Terms
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Conclusion
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs
1. Can I obtain a loan against any type of property?Yes, you can obtain a loan against residential, commercial, or industrial properties.
2. What happens if I default on the loan repayment?Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.
3. Is the interest rate fixed or variable for a loan against property?The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.
4. Can I prepay the loan before the tenure ends?Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.
5. How long does the loan approval process take?The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.