Shamekia Morris, a 29-year-old stylist from West Palm Beach, has sparked controversy with her unique habit of adorning her six-month-old son, Treylin, with temporary tattoos. While Shamekia shares this experience with thousands of fans on social media, not everyone is supportive of her idea. Critics have gone so far as to call her irresponsible and question her parenting abilities. Nevertheless, Shamekia, who is also heavily tattooed herself, refuses to let the criticism deter her from living a lifestyle that she and her son enjoy.
Upon seeing the photos and video clips that Shamekia shares on TikTok and Instagram, one might mistake Treylin for a regular customer at West Palm Beach tattoo parlors. Covered in intricate and realistic “paint” from his neck down, the young boy resembles a child rap superstar, sporting body art that rivals some of the hottest stars in the music industry. However, it is all an illusion.
Although Treylin’s tattoos are merely temporary and known to be fake, some individuals remain unsettled by their appearance and make sure to voice their disapproval to Shamekia.
The 29-year-old mother recently opened up about the backlash, sharing, “I get a lot of backlash, people say I’m raising my son like a ‘gangster,’ a ‘thug.’ They’re not used to seeing a baby with tattoos. The backlash was horrible. It hurts my feelings because I know I’m not a bad mother, and I get called all kinds of names.”
Initially, even Shamekia’s own family had reservations about her decision to apply tattoos on Treylin. However, witnessing her transform her passion into something positive and amass a significant following on social media, they have become supportive.
“When Shamekia came up with the idea, I wasn’t in agreement; I was totally against it. I didn’t want her to do that to him,” shared Dinera, Shamekia’s sister. “But since I saw where it could lead her and Treylin, I had no problem with it because it ended up being a positive thing.”
Shamekia emphasizes that her son genuinely enjoys receiving tattoos and participating in photo shoots and videos. Treylin has his own collection of clothes and sneakers, and he relishes the attention he receives from people on the street.
Despite facing negative reactions from certain individuals, Shamekia Morris remains steadfast in her decision to maintain her current lifestyle. She firmly believes that she is a loving mother to Treylin and has no intention of discontinuing their temporary tattoo tradition anytime soon.
Are you in need of financial assistance but don't want to sell your property? A loan against property might be the ideal solution for you. This type of loan allows you to leverage the value of your property to secure a loan amount. In this article, we will provide you with a comprehensive guide on obtaining a loan against property. Follow these step-by-step instructions to make the process smooth and hassle-free.
Assessing Property Value
The first step in obtaining a loan against property is to assess the value of your property. You can hire a professional property evaluator or consult a real estate agent to determine its market worth. The lender will consider this valuation to calculate the loan amount they can offer you.
Once you have assessed your property's value, it's time to research different lenders who offer loans against property. Compare their interest rates, loan tenure, processing fees, and customer reviews. Choose a reputable lender that aligns with your requirements and offers favorable terms and conditions.
To apply for a loan against property, you need to gather the necessary documents. The typical documents include:
- Property ownership documents
- Identity proof
- Address proof
- Income proof
- Bank statements
- Tax returns
Ensure that you have all the required documents ready and organize them for easy access during the application process.
Now that you have chosen a lender and prepared the documents, it's time to submit the loan application. Fill out the application form provided by the lender, providing accurate information. Double-check the form to avoid any errors or discrepancies.
After submitting the application, the lender will initiate the property valuation process. They will send a representative to assess the property's condition, location, and market value. This valuation helps the lender determine the maximum loan amount they can offer you.
Loan Approval and Disbursement
Once the property valuation is complete and meets the lender's criteria, they will approve your loan application. The lender will communicate the approved loan amount, interest rate, and repayment terms. Upon agreement, the loan amount will be disbursed to your bank account.
Understanding the repayment terms is crucial before finalizing the loan agreement. The terms include the loan tenure, interest rate, and EMI (Equated Monthly Installment) amount. Ensure that you carefully review the repayment schedule and have a repayment plan in place.
Obtaining a loan against property can provide you with the financial flexibility you need without giving up ownership of your property. By following the step-by-step instructions outlined in this article, you can navigate through the process effectively. Remember to conduct thorough research, gather the necessary documents, choose a reliable lender, and understand the repayment terms.
FAQs1. Can I obtain a loan against any type of property?
Yes, you can obtain a loan against residential, commercial, or industrial properties.2. What happens if I default on the loan repayment?
Defaulting on loan repayment can lead to penalties, legal action, and the possibility of losing your property.3. Is the interest rate fixed or variable for a loan against property?
The interest rate can be either fixed or variable, depending on the terms agreed upon with the lender.4. Can I prepay the loan before the tenure ends?
Most lenders allow prepayment of the loan, but it may be subject to prepayment charges.5. How long does the loan approval process take?
The loan approval process can vary among lenders, but it typically takes a few days to a few weeks, depending on the documentation and property valuation process.
In conclusion, a loan against property is an excellent option for individuals in need of financial assistance. By following the step-by-step instructions provided in this article, you can secure a loan against your property efficiently. Remember to thoroughly assess your property value, research lenders, prepare the required documents, and understand the repayment terms. With careful planning and execution, you can leverage your property to fulfill your financial needs.